Terms and conditions for carioarion.com

These terms govern your use of carioarion.com and our subscription services. Please read them carefully before accessing or using our website.

September 23, 2025

Acceptance of terms

By using this website or our services, you accept these terms. If you disagree with any part, please do not use the site or subscribe.

Definitions

Certain terms in these conditions have specific meanings:

'Service' refers to the financial planning subscription provided by carioarion.com.

'User' means anyone who accesses our website or uses our services.

'Content' includes all information, materials, and communications found on this site.

'Agreement' means these terms and any related policies.

Using our services

You may use our services for lawful purposes only and must not misuse the site or its content.

Eligibility

Our services are available to individuals 18 years and older in Australia. Proof of age or residency may be required.

We do not accept users under 18.

User responsibilities

You are responsible for your use of this site and your subscription.

Keep your account details secure and notify us of unauthorised use.
Provide accurate, up-to-date information when subscribing or communicating.
Do not use our site for unlawful, harmful, or deceptive activities.
Comply with all applicable Australian laws and regulations.

Prohibited uses

You must not misuse our website or service.

Attempt to access other users’ information or restricted site areas.
Transmit harmful code, spam, or interfere with site functionality.
Use the site to harass, defame, or abuse others.
Engage in any activity that could disrupt the website or service.
Misrepresent your identity or affiliation with carioarion.com.

Intellectual property rights

All content, logos, and materials on carioarion.com are owned by us or our licensors. Reproduction, distribution, or modification is not permitted without prior written consent.

User content

If you submit content to our site, you grant us rights to use it as needed for service delivery.

Your rights over content

You maintain ownership of your submitted content, but grant us a licence to use it for service purposes.

Privacy and data use

Your personal information is handled according to our Privacy Policy. We take reasonable steps to safeguard your data in line with Australian law.

Privacy policy details

Disclaimer of warranties

Information is provided 'as is' without warranties of any kind.

No guarantee or endorsement

We do not guarantee outcomes or endorse any specific approaches described on this site.

Limitation of liability

We are not liable for any loss or damage resulting from your use of the site or reliance on its content.

Indemnity

You agree to indemnify us against claims arising from your breach of these terms or unlawful use of the site.

Dispute resolution process

We aim to resolve disputes amicably. Contact us first if you have concerns.

Arbitration

If a dispute cannot be settled directly, it may be referred to arbitration in Australia.

You may also have rights under Australian consumer law.

Online dispute resolution

You can seek alternative resolution methods online if direct contact does not resolve your issue.

Contact our team for help

Severability

If any part of these terms is invalid, the rest remain in effect.

Entire agreement

These terms, together with our policies, make up the whole agreement between you and carioarion.com.

Governing law and jurisdiction

Australian law governs all use of this site and any disputes.

Termination

We may suspend or end your access if you breach these terms or use our site unlawfully.

Changes

We may change these terms at any time. Updates are effective when posted on this page.

Contact for terms

For questions about these terms, get in touch using the details below.

Contact email: content@carioarion.com

Contact phone: +61.3.1690.7054

Business address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Effective date: September 23, 2025

Version: 3.0